A woman’s health insurance company hired a private investigator to follow her to her doctor’s appointments and other small excursions in order to build evidence that she wasn’t actually disabled. Because she was caught smiling — just smiling — the insurer felt that it was evidence she didn’t need coverage. Insurance companies should be taken to court for this insane effort to avoid delivering on their promised service.

Opinion | A P.I. tried to disprove my disability claim, and I got his files

Opinion | A P.I. tried to disprove my disability claim, and I got his files

Here’s what an insurance company will look for to say you’re lying about being sick.

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